MIDFLORIDA Credit Union Payday Loans Review - Lake Wales, Florida

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3.8 23 reviews

237 FL-60 West, Lake Wales, FL 33853, USA
+1 (866) 913-3733
www.midflorida.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10:30AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1996-12-12

Mailing Address

Florida

United States

Company Name

MIDFLORIDA FEDERAL CREDIT UNION

MIDFLORIDA FEDERAL CREDIT UNION

Testimonials

What people think about MIDFLORIDA Credit Union?

Below you see some of the opinions of our clients.
Note

Important

The above-given information provides the details about a definite lender. The information below is about common information about payday loans.

Payday Loans in Lake Wales, Florida

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Lake Wales, Florida. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on several factors.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Advantages of MIDFLORIDA Credit Union that offers payday loans in Lake Wales, Florida

  • Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a bad credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your opportunities and repay your loan commitments in a timely manner.

To get accepted for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes a couple of seconds to become informative even before applying.

Let's see

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