First Citizens Bank Payday Loans Review - Lake Mary, Florida

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3.7 3 reviews

875 Currency Cir, Lake Mary, FL 32746, USA
+1 (407) 278-0270
www.firstcitizens.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

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Pay Attention

Lenders are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Lake Mary, Florida

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

It is simple and fast to take out loans in Lake Mary, Florida. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be offered one of the most favorable terms and rates.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will First Citizens Bank help issue a loan in Lake Mary, Florida?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to process the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Lake Mary, fl consider this circumstance not a hindrence to take out a loan. The recipient of a payday loan should be ready to objectively assess financial solvency, take out a loan, pay back the debt on schedule and not only handle current difficulties, but enhance the credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will specify the cost of the payday loan. It takes seconds to see the result.

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Other Payday Lenders in Lake Mary, Florida

CenterState Bank

1815 Little Rd, Trinity, FL 34655, USA

+1 (727) 376-1776

www.centerstatebank.com

InstaLoan

8100 SW 8th St Suite 101, Miami, FL 33144, USA

+1 (305) 261-8995

www.instaloan.com

Queen of Pawns

7202 E Hillsborough Ave, Tampa, FL 33610, USA

+1 (813) 252-6696

www.queenofpawns.net

Railroad & Industrial Federal Credit Union

6106 Delancey Station St, Riverview, FL 33578, USA

+1 (813) 621-6661

www.rifcu.org

Cash Advance

Orlando, FL 32810, USA

Amscot - The Money Superstore

1599 N Nova Rd, Holly Hill, FL 32117, USA

+1 (386) 254-2854

www.amscot.com

Walmart Money Center

2900 SW 42nd St, Gainesville, FL 32607, USA

+1 (352) 371-3171

www.walmart.com

Advance America

7001 Merrill Rd Ste. 33, Jacksonville, FL 32277, USA

+1 (904) 744-9598

www.advanceamerica.net

FAIRWINDS Credit Union

2487 Enterprise Rd, Orange City, FL 32763, USA

+1 (407) 277-5045

www.fairwinds.org