Valley Bank Payday Loans Review - Lake Mary, Florida

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3.7 3 reviews

1200 International Pkwy S, Heathrow, FL 32746, USA
+1 (407) 771-0097
locations.valley.com
Friday
(Good Friday)
9AM–4PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Testimonials

What people think about Valley Bank?

Below you see some of the testimonials of our customers.
Note

Pay Attention

The previous three items charactirize a specific financial institution. But below you can find general information about payday loans.

Payday Loans in Lake Mary, Florida

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to be eligible in Lake Mary, Florida. The entire process is stress-free. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Advantages of Valley Bank that offers payday loans in Lake Mary, Florida

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can typically be an obstacle to getting a bank loan. A payday loan can save individuals who have low credit scores or have no credit history. But we recommend you that as with any borrowing you should only dare applying for a payday loan if you are convinced that you can make payments in good time.

To get accepted for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the loan immediately.

Let's see

Other Payday Lenders in Lake Mary, Florida

Ameris Bank

11790 Panama City Beach Pkwy, Panama City Beach, FL 32407, USA

+1 (850) 236-9377

banks.amerisbank.com

ATM (Regions Bank)

130 St Johns Commons Road, Jacksonville, FL 32259, USA

+1 (800) 734-4667

www.regions.com

Advance America

8934 Pensacola Blvd, Pensacola, FL 32534, USA

+1 (850) 857-0886

www.advanceamerica.net

First Florida Credit Union

4530 St Johns Ave Suite 18, Jacksonville, FL 32210, USA

+1 (904) 332-4202

www.firstflorida.org

Centennial Bank

4301 W Boy Scout Blvd #160, Tampa, FL 33607, USA

+1 (813) 281-0009

www.my100bank.com

Nicole Stiver - Mortgage Loan Originator

2828 S McCall Rd STE 12, Englewood, FL 34224, USA

+1 (941) 468-3027

www.nicolestivermortgage.com

Pinellas Federal Credit Union

3100 5th Ave N, St. Petersburg, FL 33713, USA

+1 (727) 586-4422

www.pinellasfcu.org

Centennial Bank

101 15th St, Mexico Beach, FL 32456, USA

+1 (850) 227-2641

www.my100bank.com

Amscot - The Money Superstore

5075 N Dixie Hwy, Oakland Park, FL 33334, USA

+1 (954) 233-9968

www.amscot.com