First Florida Credit Union Payday Loans Review - Jacksonville, Florida

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4 4 reviews

500 W 1st St, Jacksonville, FL 32202, USA
+1 (904) 359-6800
www.firstflorida.org
Thursday
9AM–4:30PM
Friday
(Good Friday)
8:30AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Testimonials

What people think about First Florida Credit Union?

Below you find some of the reviews of our customers.
Note

Important

Above there is information about a definite loan provider. Below you can see common characteristics of payday loans.

Payday Loans in Jacksonville, New York

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

It is easy and speedy to get accepted for payday loans in Jacksonville, New York. The APR will be set specifically for each person and will depend on the personal data the person entered.

APR

25% small loan cap

Advantages of First Florida Credit Union that offers payday loans in Jacksonville, New York

  • 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval rates. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to applicants with a bad credit history. Payday loan approvals depend very much on other factors. They will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your loan.

Let's see

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