Advance America Payday Loans Review - Jacksonville, Florida

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4.7 67 reviews

Loan agency in Jacksonville, Florida

Organization owner?

13740 Beach Blvd Ste. 114, Jacksonville, FL 32224, USA

+1 (904) 992-0966

www.advanceamerica.net

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

9AM–7PM

Saturday

9AM–7PM

Domain Info

Feedback about Advance America?

Here you get acquainted with the reviews of our customers.

Note

Pay Attention

Lenders are provided in the first three points. Below info defines shared information about payday loans.

Payday Loans in Jacksonville, New York

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Jacksonville, New York is taken out simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates a customer will recieve.

APR

25% small loan cap

How will Advance America help issue a payday loan in Jacksonville, New York?

24/7 service. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The transfer will be sent to a card, so a personal visit to the store is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Payday lenders in Jacksonville, ny review this circumstance not a hindrence to issue a loan. The recipient of a cash advance should be ready to objectively estimate financial solvency, issue a loan, pay back the debt on time and not only handle current issues, but improve the credit rating.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the APR. This is a definite cost of the loan.

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