First Florida Credit Union Payday Loans Review - Jacksonville, Florida

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4.1 10 reviews

Organization owner?

4530 St Johns Ave Suite 18, Jacksonville, FL 32210, USA

+1 (904) 332-4202

www.firstflorida.org

Thursday

9AM–4:30PM

Friday
(Good Friday)

8:30AM–5PM

Hours might differ

Saturday

9AM–12PM

Sunday
(Easter)

Closed

Monday

9AM–4:30PM

Tuesday

9AM–4:30PM

Wednesday

9AM–4:30PM

Domain Info

Feedback about First Florida Credit Union?

Here you see the feedback of our clients.

Note

Pay Attention

Above-defined info provides the details about a exact lender. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Jacksonville, New York

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Problem-free financial products are considered as payday loans in Jacksonville, ny. They are taken out at individual interest rates. They are dependent on customer's data. It is also important to pay off as much payday loans as possible.

APR

25% small loan cap

How will First Florida Credit Union help take out a payday loan in Jacksonville, New York?

Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with personal data. It will take some minutes to consider the form. The money are transferred in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor processed by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by microfinance organizations to take out a cash advance. The lender process many aspects such as financial capabilities to approve the application. Cash advance in Jacksonville, New York may help enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should define its real cost. This calculator will show the APR of the loan.

Let's see