Florida Credit Union Payday Loans Review - Gainesville, Florida

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2.6 16 reviews

2785 SW 91st St, Gainesville, FL 32608, USA
+1 (352) 377-4141
www.flcu.org
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Testimonials

Feedback about Florida Credit Union?

Here you grapple with the feedback of our customers.
Note

Pay Attention

Lending companies are described in the first three points. Below info defines common information about payday loans.

Payday Loans in Gainesville, New York

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Gainesville, New York is taken out easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates a customer will recieve.

APR

25% small loan cap

How will Florida Credit Union help take out a payday loan in Gainesville, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Gainesville, ny will assess other aspects like solvency and approve a loan. This is a way to improve your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as annual percentage rate.

Let's see

Other Payday Lenders in Gainesville, Florida

Advance America

3263 Davie Blvd, Fort Lauderdale, FL 33312, USA

+1 (954) 581-5219

www.advanceamerica.net

VyStar Credit Union - Jacksonville Beach

100 3rd St N, Jacksonville Beach, FL 32250, USA

+1 (904) 908-2428

www.vystarcu.org

Walmart Money Center

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www.walmart.com

MoneyGram

8247 Navarre Pkwy, Navarre, FL 32566, USA

+1 (850) 939-6644

locations.moneygram.com

Principal Financial Group

11821 Palm Beach Blvd Unit #126, Fort Myers, FL 33905, USA

+1 (239) 690-2031

www.principal.com

PNC Bank

929 N 14th St, Leesburg, FL 34748, USA

+1 (352) 323-6200

apps.pnc.com

Amscot - The Money Superstore

190 FL-436, Casselberry, FL 32707, USA

+1 (407) 331-4420

www.amscot.com

All In Credit Union

200 Mack Bayou Rd, Santa Rosa Beach, FL 32459, USA

+1 (850) 267-2163

allincu.com

Tyndall Federal Credit Union

501 Cecil G. Costin Sr. Blvd, Port St Joe, FL 32456, USA

+1 (850) 769-9999

tyndall.org