FAIRWINDS Credit Union Payday Loans Review - Edgewater, Florida

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3 2 reviews

1504 S Ridgewood Ave, Edgewater, FL 32132, USA
+1 (407) 277-5045
www.fairwinds.org
Thursday
9AM–4PM
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Testimonials

What people think about FAIRWINDS Credit Union?

Below you get acquainted with some of the testimonials of our customers.
Note

Pay Attention

Now you can read general characteristics of payday loans.

Payday Loans in Edgewater, New Jersey

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Online payday loans can be the easiest solution to your short-term financial troubles in Edgewater , New Jersey because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

30% usury cap

Advantages of FAIRWINDS Credit Union that offers payday loans in Edgewater, New Jersey

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
  • High approval chances. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still get a payday loan. Such loans are designed to help meet the needs of individuals with lower credit scores. There are companies who may be willing to give you a payday loan even if you have a bad credit score. You will need a regular income to be eligible for a bad credit payday loan.

To get approved for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

Let's see

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