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What people think about Capital City Bank?
Was invited to a birthday party but was empty at that time. A friend recommended me to address Capital City Bank. And I did. This was the best decision! Yes, the APR was high but I think it’s because I had no credit. In general, The process was simple.
Mariam Friesen
I have already contacted this website 3 times and I was very satisfied with the rates. This is the only day and night website with reasonable rates in my area.
Alberto Quigley
I want to say Many Thanks to the employees of Capital City Bank. They offer fast solution to any sudden money issues. Love them for their immediate decision. Applied for a payday loan and got accepted although my credit was bad. I will definitely use this website if I need money again.
Matteo Prosacco
Thank you for the top-quality service. Your managers guided me throughout the process. It’s great that you only need an ID to apply.
Josie Barrows
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Below you can see general information about payday loans and their common aspects.
Payday Loans in Cross City, Florida
Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.
Payday loans in Cross City, Florida is are easy to get. The APR is individual for each borrower and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
304%*
$500 for single payment and $1,000$ for installment loans
7 days for single payment and 60 days for installment loans
31 days for single payment and 90 days for installment loans
Advantages of Capital City Bank that offers payday loans in Cross City, Florida
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to complete the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a bad credit score. Payday loan approvals depend very much on other aspects. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Cross City, Florida
First Citizens Bank
3024 Enterprise Rd E, Clearwater, FL 33759, USA
+1 (727) 712-0995
www.firstcitizens.com
Navy Federal Credit Union
6100 Collins Rd, Jacksonville, FL 32244, USA
+1 (888) 842-6328
www.navyfederal.org
Value Pawn & Jewelry
209 W Brandon Blvd, Brandon, FL 33511, USA
+1 (813) 684-2602
stores.valuepawnandjewelry.com
Amscot - The Money Superstore
1307 N University Dr, Coral Springs, FL 33071, USA
+1 (954) 282-7308
www.amscot.com