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What people think about Citizens Bank?
Citizens Bank seems credible. Used it twice. The first payday loan approved was small – $200, but next time the limit was increased to $700. Repaid the loan on schedule. The employees were caring, they gave detailed answers to all my questions. No problems. But their rates are not the lowest on the net.
Jettie Waelchi
I have already applied this lender 2 times and I was very satisfied with the rates. This is the only round the clock service with affordable rates in my city.
Jaquan Feil
I have already used this website twice and I was very satisfied with the rates. This is the only 24/7 service with competitive rates in my town.
Miracle Macejkovic
Citizens Bank seems credible. Used it twice. The first payday loan approved was small – $200, but next time the limit was increased to $700. Repaid the loan on schedule. The employees were caring, they gave detailed answers to all my questions. No problems. But their rates are not the lowest on the net.
Jettie Waelchi
I have already applied this lender 2 times and I was very satisfied with the rates. This is the only round the clock service with affordable rates in my city.
Jaquan Feil
I have already used this website twice and I was very satisfied with the rates. This is the only 24/7 service with competitive rates in my town.
Miracle Macejkovic
Citizens Bank seems credible. Used it twice. The first payday loan approved was small – $200, but next time the limit was increased to $700. Repaid the loan on schedule. The employees were caring, they gave detailed answers to all my questions. No problems. But their rates are not the lowest on the net.
Jettie Waelchi
Important
Above there is information about a exact loan provider. Below you can see common features of payday loans.
Payday Loans in Cocoa, Florida
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Cash advance loans may turn out an easy and fast solution to a short-term problem in Cocoa, Florida. Loans from payday lenders can get you money within a few hours. Your APR will depend on several factors.
304%*
$500 for single payment and $1,000$ for installment loans
7 days for single payment and 60 days for installment loans
31 days for single payment and 90 days for installment loans
Advantages of Citizens Bank that offers payday loans in Cocoa, Florida
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people apply for payday loans?
Payday loans for bad credit
Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a bad credit history an increased chance to get accepted for payday loans. A payday loan may be the only loan available for some clients to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your opportunities and pay back your loan commitments without delays.
To get accepted for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.
Other Payday Lenders in Cocoa, Florida
First Commerce Credit Union
4472 Lafayette St, Marianna, FL 32446, USA
+1 (850) 718-0081
www.firstcommercecu.org
La Familia Pawn and Jewelry Whisper Lakes
2176 Whisper Lakes Blvd, Orlando, FL 32837, USA
+1 (407) 286-1985
lafamiliapawn.com
BancorpSouth Bank
600 Grand Panama Blvd, Panama City, FL 32407, USA
+1 (850) 249-4659
www.bancorpsouth.com
