Valley Bank Payday Loans Review - Clearwater, Florida

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4 3 reviews

1617 Gulf to Bay Blvd, Clearwater, FL 33755, USA
+1 (727) 723-7273
locations.valley.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Testimonials

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Further there will be presented the details about not a definite lending company. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Clearwater, South Carolina

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Clearwater, South Carolina are issued problem-free. The interest percentage is conditional on the customer's personal data: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Valley Bank help take out a loan in Clearwater, South Carolina?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in Clearwater, sc consider this circumstance not a drawback to take out a loan. The borrower of a cash advance should be prepared to objectively assess financial capabilities, take out a loan, pay off the debt on schedule and not only resolve current difficulties, but improve the credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as APR.

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