First Citizens Bank Payday Loans Review - Clearwater, Florida

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4.7 10 reviews

3024 Enterprise Rd E, Clearwater, FL 33759, USA
+1 (727) 712-0995
www.firstcitizens.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Testimonials

What people think about First Citizens Bank?

Below you see some of the opinions of our customers.
Note

Important

The above-given information provides the details about a certain lending service. The information below is about general information about payday loans.

Payday Loans in Clearwater, South Carolina

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online payday loans can be the easiest solution to your temporary financial difficulties in Clearwater , South Carolina because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the payday lender's policy.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Advantages of First Citizens Bank that offers payday loans in Clearwater, South Carolina

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a poor credit history an increased chance to get accepted for payday loans. A payday loan may be the only loan available for some borrowers to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and pay off your loan commitments in a timely manner.

To get approved for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a few seconds to become informative even before applying.

Let's see

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