Guardians Credit Union Payday Loans Review - Boynton Beach, Florida

Your personal information is safe with us

3.8 69 reviews

Organization owner?

1301 N Congress Ave, Boynton Beach, FL 33426, USA

+1 (561) 686-4006

www.guardianscu.coop

Monday

10AM–5PM

Tuesday

10AM–5PM

Wednesday

10AM–5PM

Thursday

10AM–5PM

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Domain Info

What people think about Guardians Credit Union?

Below you read some of the testimonials of our clients.

Note

Pay Attention

Above there is information about a precise loan provider. Below you can read common aspects of payday loans.

Payday Loans in Boynton Beach, Florida

A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is effortless and fast to get accepted for payday loans in Boynton Beach, Florida. The interest rate will be set individually for each consumer and will depend on the personal data the applicant filled in.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

Advantages of Guardians Credit Union that offers payday loans in Boynton Beach, Florida

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The funds will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to fill out the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit score. Payday loan approvals depend very much on specific circumstances. Lenders will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get accepted for a payday loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your loan.

Let's see