First State Bank-Florida Keys Payday Loans Review - Big Pine Key, Florida

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3.3 3 reviews

Organization owner?

30515 Overseas Hwy, Big Pine Key, FL 33043, USA

+1 (305) 872-4778

keysbank.com

Sunday
(Easter)

Closed

Monday

8AM–5PM

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Thursday

8AM–5PM

Friday

8AM–6PM

Saturday

9AM–1PM

Domain Info

Mailing Address

1201 SIMONTON ST

KEY WEST

33040-3111

United States

Contact Data

angiew@keysbank.com

+1.3052937103

+1.3052949203

Testimonials

Feedback about First State Bank-Florida Keys?

Here you grapple with the reviews of our clients.

Note

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Big Pine Key, Florida

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

Problem-free financial products are considered as payday loans in Big Pine Key, fl. They are issued at individual interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will First State Bank-Florida Keys help issue a loan in Big Pine Key, Florida?

24/7 service. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

11%

Healthcare Bills

12%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Big Pine Key, Florida. They estmate many other factors before taking out a loan. One of them is payment abilities. This is a way to enhance your credit history.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a loan, you should calculate its exact cost. This calculator will show the APR of the loan.

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