First Citizens Community Bank (FCCB) Payday Loans Review - Wilmington, Delaware

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4.5 2 reviews
Organization owner?
2901 Concord Pike, Wilmington, DE 19803, USA
+1 (302) 482-4250
www.myfccb.com
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM

Domain Info

Created Date

2012-02-13

Mailing Address

5860 Citrus Blvd, Suite D, #172

Harahan

LA

70123

United States

Company Name

Jewella Privacy - a115c

Jewella Privacy LLC Privacy ID# 14029042

Contact Data

myfccb.com@dnic.jewellaprivacy.com

+1.5043550545

Testimonials

Feedback about First Citizens Community Bank (FCCB)?

Here you read the feedback of our customers.

I tried to borrow money from First Citizens Community Bank (FCCB). They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Jeremy Schuppe

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Aurelia Nader

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a loan for 16 days. As a result, I paid $850 with all the charges.

Enrico Mohr

Sky-scraper interest rate. When paying back a payday loan, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another service.

Roderick Schmeler Jr.

Note

Pay Attention

Above there are details about a certain lender. Below every user may grapple with the common features of payday loans.

Payday Loans in Wilmington, New York

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Wilmington, New York is issued easily and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully paid off, the more attractive terms will be offered to you.

APR

25% small loan cap

How will First Citizens Community Bank (FCCB) help take out a payday loan in Wilmington, New York?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued day and night. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Wilmington, New York. The company will estimate many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will show the cost of the payday loan. It takes seconds to see the result.

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