Essex Savings Bank Payday Loans Review - Chester, Connecticut

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4.7 3 reviews

203 Middlesex Ave, Chester, CT 06412, USA
+1 (860) 526-0000
www.essexsavings.com
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
(Good Friday)
9AM–4PM
Hours might differ
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM

Domain Info

Created Date

1997-02-24

Mailing Address

35 PLAINS RD

ESSEX

CT

06426-1503

United States

Company Name

Essex Savings Bank

Essex Savings Bank

Contact Data

essexsavings@essexsavings.com

+1.8607674414

+1.8607674411

Testimonials

Feedback about Essex Savings Bank?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Chester, New York

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts vary from $100-$1,000.

It is simple and quick to take out payday loans in Chester, New York. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.

APR

25% small loan cap

How will Essex Savings Bank help issue a payday loan in Chester, New York?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out around the clock. The deposit will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is considered by financial institutions. Lenders in Chester, ny consider this circumstance not a drawback to issue a loan. The borrower of a cash advance should be ready to objectively estimate financial solvency, take out a loan, pay back the debt on a due date and not only handle current problems, but improve the credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as annual percentage rate.

Let's see

Other Payday Lenders in Chester, Connecticut

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+1 (860) 823-0957

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Berkshire Bank

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+1 (860) 779-5942

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Liberty Bank

61 Bank St, New London, CT 06320, USA

+1 (888) 570-0773

www.liberty-bank.com

Essex Savings Bank

9 Main St, Essex, CT 06426, USA

+1 (860) 767-8238

www.essexsavings.com

Newtown Savings Bank - Brookfield

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+1 (203) 775-4164

www.nsbonline.com

Charter Oak Federal Credit Union

589 Hartford Pike, Dayville, CT 06241, USA

+1 (860) 446-8085

charteroak.org

Navy Federal Credit Union

24 Sailfish Dr, Groton, CT 06340, USA

+1 (888) 842-6328

www.navyfederal.org

Newtown Savings Bank - Newtown Office

32 Church Hill Rd, Newtown, CT 06470, USA

+1 (203) 426-2563

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Farm Credit East

240 S Rd, Enfield, CT 06082, USA

+1 (800) 562-2235

www.farmcrediteast.com