High Country Bank Payday Loans Review - Salida, Colorado

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3.1 10 reviews

Organization owner?

7360 US-50, Salida, CO 81201, USA

+1 (719) 539-2516

www.highcountrybank.net

Monday

8AM–5:30PM

Tuesday

8AM–5:30PM

Wednesday

8AM–5:30PM

Thursday

8AM–5:30PM

Friday

8AM–5:30PM

Saturday

8AM–12PM

Sunday

Closed

Domain Info

Feedback about High Country Bank?

Here you grapple with the reviews of our clients.

Note

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes readers get acquainted common information about payday loans.

Payday Loans in Salida, Colorado

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Salida, Colorado is issued simply and quickly. The interest percentage is defined respecting the category of the client: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

36%

Max Loan

$500

Min Term

6 months (180 days)

Max Term

Not Specified

How will High Country Bank help issue a loan in Salida, Colorado?

24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The loan will be sent to a account, so a personal visit to the store is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

39%

Healthcare Bills

44%

Traveling

33%

Car Repair

11%

Clothes

17%

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Salida, Colorado. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the APR. This is a real cost of the payday loan.

Let's see