Mountain River Credit Union Payday Loans Review - Salida, Colorado

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4.4 7 reviews

205 E 3rd St, Salida, CO 81201, USA
+1 (719) 539-2968
www.mountainrivercu.org
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Testimonials

What people think about Mountain River Credit Union?

Below you see some of the testimonials of our customers.
Note

Important

Above there is information about a exact lender. Below you can read common characteristics of payday loans.

Payday Loans in Salida, Colorado

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online payday loans can be the best solution to your temporary financial troubles in Salida , Colorado because they are easily obtained and easily paid off. Your interest rate will depend on your state law or on the company's policy.

APR

36%

Max Loan

$500

Min Term

6 months (180 days)

Max Term

Not Specified

Advantages of Mountain River Credit Union that offers payday loans in Salida, Colorado

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval rates. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lending companies.

Common reasons

Why people take out cash advances?

Car expenses

9%
Treatment

6%
Vacation

5%
Clothes

4%
Home improvement

4%
Debt Consolidation

3%
Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to clients with a bad credit score. Payday loan approvals depend very much on other aspects. They will check your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get accepted for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the definite cost of the loan immediately.

Let's see

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FirstBank

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