On Tap Credit Union Payday Loans Review - Golden, Colorado

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3.4 84 reviews

816 Washington Ave, Golden, CO 80401, USA
+1 (303) 279-6414
www.ontapcu.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Testimonials

What people think about On Tap Credit Union?

Below you find some of the reviews of our clients.
Note

Pay Attention

Above there is information about a exact company. Below you can read common aspects of payday loans.

Payday Loans in Golden, Mississippi

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Golden, Mississippi. The entire process is hassle-free. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

521% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

30 days

Advantages of On Tap Credit Union that offers payday loans in Golden, Mississippi

  • 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
  • High approval chances. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to people with a poor credit rating. Payday loan approvals depend very much on specific factors. Payday companies will look at your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

Let's see

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