First State Bank of Colorado Payday Loans Review - Delta, Colorado

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5 2 reviews

Organization owner?

564 Main St, Delta, CO 81416, USA

+1 (970) 874-5322

firststatebank-co.com

Domain Info

Mailing Address

500 YGNACIO VALLEY RD STE 200

Walnut Creek

94596-3845

United States

Contact Data

mhansen@unitedbusinessbank.com

+1.925-476-1855

Testimonials

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Here you see the reviews of our customers.

Note

Pay Attention

Lenders are provided in the first three points. Below info shows general information about payday loans.

Payday Loans in Delta, Pennsylvania

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Hassle-free financial products are considered as payday loans in Delta, pa. They are issued at individual interest rates. They depend on personal data. It is also significant to repay as much payday loans as possible.

APR

6% APR small loan cap

How will First State Bank of Colorado help issue a loan in Delta, Pennsylvania?

24/7 service. Such online services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a account, so a personal visit to the store is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Delta, Pennsylvania. The company will estimate many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see