Sooper Credit Union Payday Loans Review - Arvada, Colorado

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3.3 51 reviews

5151 W 60th Ave, Arvada, CO 80003, USA
+1 (303) 427-5005
www.soopercu.org
Tuesday
8:30AM–5PM
Wednesday
9:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Testimonials

What people think about Sooper Credit Union?

Below you get acquainted with some of the reviews of our clients.
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Now you can read general features of payday loans.

Payday Loans in Arvada, Colorado

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans may be an easy and fast solution to a short-term problem in Arvada, Colorado. Loans from payday lenders can get you money quickly. Your APR will depend on several things.

APR

36%

Max Loan

$500

Min Term

6 months (180 days)

Max Term

Not Specified

Advantages of Sooper Credit Union that offers payday loans in Arvada, Colorado

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to complete the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to applicants with a poor credit history. Payday loan approvals depend very much on other factors. They will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get approved for a cash advance, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

Let's see

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