Merchants Bank of Commerce Payday Loans Review - Yreka, California

Your personal information is safe with us

3.5 2 reviews

Organization owner?

200 S Broadway St, Yreka, CA 96097, USA

+1 (530) 841-0152

www.mboc.com

Saturday

Closed

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday

9AM–4PM

Domain Info

Mailing Address

1951 CHURN CREEK RD

REDDING

96002-0246

United States

Contact Data

dnsadmins@reddingbankofcommerce.com

5302243333

Testimonials

Feedback about Merchants Bank of Commerce?

Here you get acquainted with the reviews of our clients.

Note

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Yreka, California

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Yreka, California is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more reasonable rates a client will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Merchants Bank of Commerce help issue a loan in Yreka, California?

24/7 service. Such online services allow you to credit funds at any time. Money are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% deny the request when lenders in Yreka, ca will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit history.

The following common points will be estimated before applying for a loan: