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What people think about Speedy Cash?
I come here almost once a month to get a payday loan (up to $255, which is their maximum offer), and the staff is usually friendly. Once in a while, the waiting line …
Velma Monahan
Went looking for a payday loan and Joteona was more than helpful, she was even able to get me an extra 10$ with a referral that a brought in. He also made 25$ for bringin …
Remington Jacobi III
Not much to say they were friendly, to get the money it was quite easy,i'll be back if i ever need to some payday extra cash.
Jeramie Windler
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Payday Loans in Wilmington, New York
Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.
It is effortless and fast to get approved for payday loans in Wilmington, New York. The APR will be set specifically for each consumer and will depend on the personal details the client entered.
25% small loan cap
Advantages of Speedy Cash that offers payday loans in Wilmington, New York
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to complete the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people take out payday loans?
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to clients with a bad credit history. Payday loan approvals depend very much on specific factors. They will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes 30 seconds to become informative even before applying.
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