Loan Team Payday Loans Review - Vista, California

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Loan agency in Vista, California
Organization owner?
1506 Oak Dr # 131, Vista, CA 92084, USA
+1 (760) 295-6122
Testimonials

What people think about Loan Team?

Below you find some of the reviews of our clients.

I applied for the first cash advance in my life, was approved the next day despite the fact that I had bad credit. I repaid it on time. Love this company for their affordable rates. Other lenders in my city charge sky high interest!

Theresia Nitzsche

Easy application. I only filled in an ID and a bank account. Very quick processing. The first time I was approved for $500 only. Hope the limit will be more next time. Interest rate is affordable . Paid off the debt earlier than agreed. If required, the term can be also extended.

Yvonne Marvin IV

The process was trouble-free, straightforward. No guarantors needed. Thank you a lot. Love their online customer support. No complaints. Would use again.

Janiya Buckridge

A good website. The company quickly processed my application. Had money in my account within 2 hours. If you need some extra cash urgently, this is the best lender, I’m telling you!

Jocelyn Lynch Sr.

Note

Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in Vista, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Cash advance loans may become an easy and fast solution to a short-term problem in Vista, California. Loans from payday lenders can get you cash same day. Your APR will depend on a few factors.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Loan Team that offers payday loans in Vista, California

  • 24/7 application. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account very quickly.
  • High approval rates. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit history an increased chance to get approved for payday loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your budget and repay your loan commitments in good time.

To get approved for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the APR. It’s easy to find out the real cost of the cash advance loan even before applying.

Let's see

Other Payday Lenders in Vista, California

Chase Bank

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+1 (949) 454-4133

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First Bank - Lobby by Appointment Only

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5 Star Car Title Loans

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U.S. Bank Branch

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locations.usbank.com

Checks Chshed Payday Advance

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U.S. Bank Branch

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+1 (661) 588-6403

locations.usbank.com

Bank of America Financial Center

261 Central Ave, Shafter, CA 93263, USA

+1 (661) 746-8922

locators.bankofamerica.com

USA Title Loan Services – Loanmart Mira Mesa

10825 Westview Pkwy, San Diego, CA 92126, USA

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www.800loanmart.com

California Check Cashing Stores

2531 Mission St, San Francisco, CA 94110, USA

+1 (415) 641-4003

www.ccfi.com