Umpqua Bank Payday Loans Review - Valley Springs, California

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3 4 reviews
Organization owner?
87 State Rte 26, Valley Springs, CA 95252, USA
+1 (209) 772-1044
locations.umpquabank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR

Hillsboro

OR

97124-7104

United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

tss_systemoperations@umpquabank.com

+1.8778674357

Testimonials

Feedback about Umpqua Bank?

Here you read the reviews of our customers.

I borrowed $300 for several days. When the cash advance was returned, they applied a huge fees, I had to pay almost $400.

Nicolette Cummings

I issued only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Ms. Ines Schroeder

For 6 months I have not been able to make the service to transfer the information about the paying off of the loan for 2019.

Mr. Manuela Rice

I contacted Umpqua Bank 3 times. First, a text saying "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?

Mrs. Kaia Wolff Sr.

100% sly service. They ask for a photo then spread on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Durward Nitzsche DDS

Note

Pay Attention

Further there will be presented the details about not a exact lender. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Valley Springs, South Dakota

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

Payday loans in Valley Springs, South Dakota are taken out problem-free. The interest percentage is dependent on the customer's personal data: if you repay more payday loans, the more efficient terms and rates lenders guarantee.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will Umpqua Bank help issue a loan in Valley Springs, South Dakota?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be transfered to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Valley Springs, sd review this circumstance not an obstacle to issue a loan. The recipient of a payday loan should be prepared to objectively estimate financial solvency, issue a loan, pay off the debt on time and not only cope with current difficulties, but improve the credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the payday loan, you are welcome to use the calculator. It will define the cost of the loan.

Let's see

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