Befit Financial FCU Payday Loans Review - Vacaville, California

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5 reviews

640 E Main St, Vacaville, CA 95688, USA
+1 (707) 557-8900
www.bffcu.org
Friday
10AM–1:30PM, 2–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–1:30PM, 2–5PM
Tuesday
10AM–1:30PM, 2–5PM
Wednesday
10AM–1:30PM, 2–5PM
Thursday
10AM–1:30PM, 2–5PM
Testimonials

What people think about Befit Financial FCU?

Below you find some of the reviews of our customers.
Note

Important

Above there is information about a precise company. Below you can review common characteristics of payday loans.

Payday Loans in Vacaville, California

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Vacaville, California. The entire process is fast. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Befit Financial FCU that offers payday loans in Vacaville, California

  • 24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval chances. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are designed to help meet the needs of clients with lower credit scores. There are companies who may be happy to offer you a payday loan even if you have a bad credit score. You will need a regular income to get accepted for a bad credit payday loan.

To get accepted for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the exact cost of the payday loan immediately.

Let's see

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