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What people think about Xpress Title Loans?
Was invited to a gender party but was broke at that time. A friend recommended me to contact Xpress Title Loans. And I did. This was the right decision! Yes, the interest rate was high but I think it’s because I had low credit. In general, The process was effortless.
Mr. Tod Stokes III
Recently I had the most desperate situation in my life. I suddenly needed $800 to deal with medical bills. This institution helped me immediately. They were the only website that approved me for the requested amount. I sorted out all my problems. I will definitely recommend this company to my family. Best service in my life.
Queenie Hickle
The process was hassle-free, quick. No guarantors needed. Thank you a lot. Love their online customer support. No troubles. Would apply again.
Dr. Garfield Schamberger
Important
The previous three items charactirize a definite company. But below you can read common details about payday loans.
Payday Loans in Union City, New Jersey
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.
Cash advance loans may become an easy and speedy solution to a short-term problem in Union City, New Jersey. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few things.
30% usury cap
Advantages of Xpress Title Loans that offers payday loans in Union City, New Jersey
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to complete the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on other factors. They will pay attention to your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.
To get accepted for a loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Union City, California
Patelco Credit Union
3498 Mt Diablo Blvd Suite A, Lafayette, CA 94549, USA
+1 (800) 358-8228
www.patelco.org
Check 'n Go
1441 Main St Suite 101, Watsonville, CA 95076, USA
+1 (831) 763-0335
locations.checkngo.com
Kinecta Federal Credit Union - Lakewood
4055 Hardwick St, Lakewood, CA 90712, USA
+1 (800) 854-9846
www.kinecta.org
5 Star Car Title Loans
1218 S Glendale Ave, Glendale, CA 91205, USA
+1 (818) 794-7824
5starloans.com