Lucky Money Payday Loans Review - Union City, California

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31854 Alvarado Blvd, Union City, CA 94587, USA
+1 (510) 489-2121
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
9AM–3PM
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Testimonials

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Above-shown info provides the details about a definite lending company. Below-specified info is oriented on common information about payday loans.

Payday Loans in Union City, New Jersey

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts are from $100-$1,000.

Problem-free financial products are known as payday loans in Union City, nj. They are issued at individual interest rates. They depend on personal data. It is also important to repay as much payday loans as possible.

APR

30% usury cap

How will Lucky Money help take out a loan in Union City, New Jersey?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Union City, nj will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the result.

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