Kinecta Federal Credit Union - Torrance PCH Payday Loans Review - Torrance, California

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3.7 10 reviews

3635 Pacific Coast Hwy, Torrance, CA 90505, USA
+1 (800) 854-9846
www.kinecta.org
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–6PM
Testimonials

What people think about Kinecta Federal Credit Union - Torrance PCH?

Below you get acquainted with some of the testimonials of our customers.
Note

Pay Attention

The above-given information provides the details about a peculiar company. The information below is about general information about payday loans.

Payday Loans in Torrance, Pennsylvania

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is hassle-free and speedy to get accepted for payday loans in Torrance, Pennsylvania. The APR will be set individually for each applicant and will depend on the personal information the borrower provided.

APR

6% APR small loan cap

Advantages of Kinecta Federal Credit Union - Torrance PCH that offers payday loans in Torrance, Pennsylvania

  • Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lending companies.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can usually be an obstacle to obtaining a bank loan. A payday loan can rescue clients who have bad credit scores or have no credit history. But we advise you that as with any loan you should only dare applying for a cash advance if you are confident that you can afford payments on scheduled.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the APR. It’s easy to find out the precise cost of the cash advance loan even before applying.

Let's see

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