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What people think about Alta One Federal Credit Union?
Alta One Federal Credit Union seems nice. Applied twice. The first loan approved was small – $400, but next time the limit was increased to $900. Paid off the loan as agreed. The managers were understanding, they gave immediate answers to all my questions. No problems. But their interest rates are average.
Dayana Mosciski
Yesterday I urgently needed $700 to pay for a wedding. I submitted an application form via the website of Alta One Federal Credit Union. I entered the basic personal detailed. No phone calls. The requested loan was approved within a few minutes. The money was deposited to my bank account within 3 hours. My favourite lender!
Blaise Skiles
Was invited to a birthday party but was empty at that time. A friend recommended me to apply for a loan via Alta One Federal Credit Union. And I did. This was the right decision! Yes, the interest rate was high but I believe it’s because I had bad credit. In general, The process was fast.
Prof. Enrico Prosacco PhD
I was embarrassed to borrow from my sister so I decided to apply for a small loan via Alta One Federal Credit Union. Found them on the net and the user reviews were good I have already applied 3 times and every time I was accepted very quickly. Very happy.
Magali Boyer
I want to say Many Thanks to the employees of Alta One Federal Credit Union. They offer immediate solution to any sudden money troubles. Love them for their immediate approval. Applied for a loan and got accepted although my credit was bad. I will certainly use this website if I need money again.
Mr. Raul Kuhlman
I am a regular client of Alta One Federal Credit Union. It is very fast to apply online. The APR was good. Their employees always help quickly.
Maya Leannon
Important
The previous three items charactirize a certain lending service. But below you can find common details about payday loans.
Payday Loans in Tehachapi, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Payday loans may seem like an easy and speedy solution to a short-term problem in Tehachapi, California. Loans from payday lenders can get you funds quickly. Your APR will depend on a few things.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Alta One Federal Credit Union that offers payday loans in Tehachapi, California
- Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then click “Submit” and wait for a decision.
Why people take out cash advances?
Payday loans for bad credit
Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a poor credit score an increased chance to get accepted for such loans. A payday loan may be the only option available for some clients to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your needs and pay off your loan commitments in good time.
To get approved for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your cash advance.
Other Payday Lenders in Tehachapi, California
AmeriFirst Financial, Inc.
585 Wicklund Way Xing, Mountain House, CA 95391, USA
+1 (480) 750-6392
www.amerifirst.com
The Check Cashing Place
6143 Balboa Ave, San Diego, CA 92111, USA
+1 (858) 277-0927
www.thecheckcashingplaceinc.com
Check Into Cash
3881 Mission Ave Suite C-3, Oceanside, CA 92054, USA
+1 (760) 967-1538
local.checkintocash.com
Cathay Bank
Ste. #115, 9055 E Las Tunas Dr Ste. #115, Temple City, CA 91780, USA
+1 (626) 320-1991
www.cathaybank.com
First Citizens Bank
175 W Main St, El Cajon, CA 92020, USA
+1 (619) 590-2265
locations.firstcitizens.com