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What people think about ATM (Union Bank)?
Applied for a cash advance second time. Got rejected! No idea WHY! No explanation. Fishy lender.
Marilie Koss
The website does not work so I can not apply for the funds…
Dr. Michael Wehner
Important
The above-given information provides the details about a definite financial institution. The information below is about common information about payday loans.
Payday Loans in Stockton, New York
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Stockton, New York is are easy to get. The interest rate is specific for each borrower and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.
25% small loan cap
Advantages of ATM (Union Bank) that offers payday loans in Stockton, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Payday loans for bad credit
Bad credit rating can usually be an obstacle to obtaining a bank loan. A payday loan can rescue clients who have low credit scores or have no credit score. But we advise you that as with any borrowing you should only dare applying for a payday loan if you are assured that you can make payments without delays.
To get approved for a loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
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