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What people think about Bank of the West?
Great people and service.
Alisha Olson MD
Update 12/17/20 Great experience at the drive up today.
Raquel Waelchi
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Below you can read general information about payday loans and their common features.
Payday Loans in Saratoga, North Carolina
A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Online payday loans can be the easiest solution to your short-term financial problems in Saratoga , North Carolina because they are easily obtained and easily paid off. Your APR will depend on your state law or on the company's policy.
36% APR small loan cap
Advantages of Bank of the West that offers payday loans in Saratoga, North Carolina
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Why people take out cash advances?
Payday loans for bad credit
Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit history an increased opportunity to get approved for such loans. A payday loan may be the only loan available for some clients to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your budget and pay back your loan commitments in good time.
To get approved for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your payday loan.
Other Payday Lenders in Saratoga, California
SAFE Credit Union
8789 Auburn Folsom Rd Suite B, Granite Bay, CA 95746, USA
+1 (916) 979-7233
www.safecu.org
Bank of the West
1733 Ocean Ave Suite 110, Santa Monica, CA 90401, USA
+1 (310) 393-9329
www.bankofthewest.com
California Check Cashing Stores
1865 Lincoln Blvd, Santa Monica, CA 90404, USA
+1 (310) 392-6873
99payday.com
Hanmi Bank Corporate Banking Center
933 S Vermont Ave, Los Angeles, CA 90006, USA
+1 (213) 252-6755
www.hanmi.com
California Check Cashing Stores
1615 W Redlands Blvd, Redlands, CA 92373, USA
+1 (909) 792-8816
www.ccfi.com
Umpqua Bank
225 W Santa Clara St Suite 150, San Jose, CA 95113, USA
+1 (408) 755-4800
locations.umpquabank.com