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What people think about Exchange Bank?
I took out for a $1,000 loan when I needed money after vacation. There simply was no other way out. I found this site on the Internet. Other lender charged sky high rates. One lender denied me, another approved me for a smaller amount but here it got as much as I wanted.
Polly Dach
Recently I needed $900 to cover car repair bills. I decided to apply via Exchange Bank. They only approved me for $500 but the process itself was hassle-free, and their rates were reasonable.
Ernestina Waters
Fast application. I only entered an ID and a bank account. Same day approval. The first time I was accepted for $600 only. Hope the limit will increase next time. Interest rate is affordable . Repaid the debt early. If you wish, the term can be also extended.
Greta Gutmann
Recently I had the most unpleasant situation in my life. I urgently needed $800 to cover utility bills. This institution assisted me immediately. They were the only lender that accepted me for the necessary amount. I sorted out all my problems. I will surely recommend this company to my friends. Best service in my life.
Mervin Roberts
Last week I needed $700 to cover car repair bills. I decided to apply via Exchange Bank. They only approved me for $600 but the process itself was legit, and their rates were good.
Annamarie Hauck
Thank you Exchange Bank for assisting me when I needed money so bad to pay for vacation. I have applied through this company twice and everything was OK. This is the most reliable company with no hidden fees. Highly recommended!!!
Natalie Schumm
Pay Attention
Above there is information about a definite loan provider. Below you can review common characteristics of payday loans.
Payday Loans in Santa Rosa, Texas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Online payday loans can be the best solution to your unexpected financial difficulties in Santa Rosa , Texas because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the company's policy.
can exceed 400%
Not Specified (on average $800)
7 days
180 days
Advantages of Exchange Bank that offers payday loans in Santa Rosa, Texas
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lending companies.
Why people take out payday loans?
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to people with a bad credit score. Payday loan approvals depend very much on other circumstances. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.
To get approved for a loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the payday loan immediately.
Other Payday Lenders in Santa Rosa, California
United Security Bank
3404 Coffee Rd, Bakersfield, CA 93308, USA
+1 (661) 588-2265
www.unitedsecuritybank.com
Monterey County Bank
601 Munras Ave, Monterey, CA 93940, USA
+1 (831) 649-4600
www.montereycountybank.com
First Bank - Lobby by Appointment Only
460 Montgomery St, San Francisco, CA 94104, USA
+1 (415) 781-7810
www.first.bank
Swift Title Loans Manteca
240 Spreckels Ave, Manteca, CA 95336, USA
+1 (209) 255-5622
cartitleloansla.com
Mechanics Bank - North Berkeley Branch
1801 Solano Ave, Berkeley, CA 94707, USA
+1 (510) 559-2626
www.mechanicsbank.com