American River Bank Payday Loans Review - Santa Rosa, California

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90 E St # 110, Santa Rosa, CA 95404, USA
+1 (707) 528-6300
www.americanriverbank.com
Friday
10AM–3PM
Saturday
Closed
Sunday
Closed
Monday
10AM–3PM
Tuesday
10AM–3PM
Wednesday
10AM–3PM
Thursday
10AM–3PM

Domain Info

Created Date

2001-08-08

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

fj84x3ec4aj@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

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Pay Attention

Above-defined info offers the details about a definite lender. Below-defined info is oriented on common information about payday loans.

Payday Loans in Santa Rosa, Texas

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

Payday loans in Santa Rosa, Texas are issued easily. The interest percentage is conditional on the borrower's person-related information: if you pay back more payday loans, the more favorable terms and rates lenders offer.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will American River Bank help issue a payday loan in Santa Rosa, Texas?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The payday loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Santa Rosa, Texas. They assess many other factors before issuing a cash advance. One of them is payment abilities. This is a way to improve your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will show the cost of the loan. It takes seconds to see the result.

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