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What people think about Exchange Bank?
And they genuinely value each of their customers.
Prof. Elliott Barrows PhD
I was the only one actually in line, but still had to wait 15 min.
Clementine Krajcik I
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Below you can review general information about payday loans and their common features.
Payday Loans in Santa Rosa, Texas
Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.
Cash advance loans may seem like an easy and speedy solution to a short-term problem in Santa Rosa, Texas. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few things.
can exceed 400%
Not Specified (on average $800)
7 days
180 days
Advantages of Exchange Bank that offers payday loans in Santa Rosa, Texas
- Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Click a “Submit” button to recieve a loan offer from one of the lenders.
Why people apply for cash advances?
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a poor credit history an increased opportunity to get approved for short-term loans. A payday loan may be the only option available for some people to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your means and pay back your loan commitments on time.
To get accepted for a cash advance, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and find out the exact cost of the loan immediately.
Other Payday Lenders in Santa Rosa, California
Pasadena Service Credit Union
670 N Rosemead Blvd, Pasadena, CA 91107, USA
+1 (626) 351-9651
mypsfcu.org
Cal State L.A. Federal Credit Union
2445 Mariondale Ave, Los Angeles, CA 90032, USA
+1 (323) 505-2600
calstatela-fcu.org