Exchange Bank Payday Loans Review - Santa Rosa, California

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4.3 4 reviews

Organization owner?

500 Larkfield Center, Santa Rosa, CA 95403, USA

+1 (707) 524-3077

www.exchangebank.com

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

9AM–1PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

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Above-shown info offers the details about a exact lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Santa Rosa, Texas

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Santa Rosa, tx. They are taken out at individual interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Exchange Bank help issue a loan in Santa Rosa, Texas?

24/7 service. Such online services allow you to receive funds at any time. Money are issued around the clock. The loan will be sent to a account, so a personal visit to the store is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

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Bad Credit Approved

Payday loans for bad credit

A adverse factor reviewed by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by microfinance organizations to issue a loan. The lender process many aspects such as financial abilities to approve the request. Payday loans in Santa Rosa, Texas may help level up your credit history.

The following common points will be estimated before applying for a loan: