Westamerica Bank Payday Loans Review - Santa Rosa, California

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4.5 2 reviews
Organization owner?
2498 Guerneville Rd, Santa Rosa, CA 95403, USA
+1 (707) 576-3694
www.westamerica.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address
Company Name
Contact Data
Testimonials

Feedback about Westamerica Bank?

Here you get acquainted with the feedback of our customers.

Good service with a favorable rate. Money transferred immediately, I always use Westamerica Bank.

Chelsey Bailey

Good service with a favorable rate. Money transferred immediately, I always use Westamerica Bank.

Dr. Arden Daniel

Westamerica Bank is quite reliable, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on schedule. The operators in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Dr. Marisol Russel V

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been paid back on schedule, it can be either extended or repaid ahead of schedule.

Miss Lavinia Jakubowski

I took out a loan when I had problems with money. There was no other way out. I searched this site on the Internet, among others. Has applied several services. One declined, the other issued at too high a rate, but here it was approved as I wanted.

Mr. Kyler Hickle DDS

I have a problem with paying a loan at another service. It is inconvenient to borrow from friends. Therefore, I decided to contact Westamerica Bank. They really helped.

Laurie Haley

Note

Pay Attention

Lending companies are described in the first three points. Below info defines general information about payday loans.

Payday Loans in Santa Rosa, Texas

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Hassle-free financial products are known as payday loans in Santa Rosa, tx. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Westamerica Bank help issue a loan in Santa Rosa, Texas?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The deposit will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is considered by financial institutions. Payday lenders in Santa Rosa, tx review this circumstance not a hindrence to take out a loan. The customer of a payday loan should be prepared to objectively assess financial abilities, take out a loan, repay the debt on time and not only solve current problems, but enhance the credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a real cost of the payday loan.

Let's see

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