Umpqua Bank Payday Loans Review - Santa Rosa, California

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2 5 reviews
Organization owner?
801 4th St, Santa Rosa, CA 95404, USA
+1 (707) 579-2265
locations.umpquabank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR

Hillsboro

OR

97124-7104

United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

tss_systemoperations@umpquabank.com

+1.8778674357

Testimonials

Feedback about Umpqua Bank?

Here you get acquainted with the feedback of our clients.

I took the first cash advance, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Prof. Quinten Conroy

Umpqua Bank seemed to me the safe. At least no insurance and extra charges. There are no discounts for regular clients. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Fernando Schaefer

I suffered a difficult situation in my life. I emergenctly required extra funds. This company helped out me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my friends.

Madalyn Farrell

I often issue a loan to a card in Umpqua Bank. It is very convenient. If you give it back quickly, the rate is favorable. Employees politely and intelligibly explain all the nuances.

Hassan Steuber

Thanks to the team of Umpqua Bank. Quick solution of the arisen problems, quick decision on the cash advance. I definitely recommend this service.

Anabel Tremblay II

Note

Pay Attention

Lenders are provided in the first three points. Below info offers common information about payday loans.

Payday Loans in Santa Rosa, Texas

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

It is easy and quick to take out payday loans in Santa Rosa, Texas. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Umpqua Bank help issue a loan in Santa Rosa, Texas?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Santa Rosa, Texas. They rate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to improve your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will specify the cost of the loan.

Let's see

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