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What people think about Mechanics Bank - Orcutt-Oak Knolls Branch?
I was on hold 3 different calls for over 45 minutes and then gave up.
Oma Powlowski
Very excellent service
Mrs. Cora Auer III
Awful customer service from this branch.
Vesta Heller
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Now you can see general aspects of payday loans.
Payday Loans in Santa Maria, Texas
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Cash advance loans may be an easy and fast solution to a short-term problem in Santa Maria, Texas. Loans from payday lenders can get you funds same day. Your interest rate will depend on several factors.
can exceed 400%
Not Specified (on average $800)
7 days
180 days
Advantages of Mechanics Bank - Orcutt-Oak Knolls Branch that offers payday loans in Santa Maria, Texas
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to fill out the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lenders.
Why people apply for cash advances?
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to clients with a bad credit rating. Payday loan approvals depend very much on specific aspects. Payday companies will check your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.
To get accepted for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your loan.
Other Payday Lenders in Santa Maria, California
TFC Title Loans Sacramento CA
2636 Fulton Ave, Sacramento, CA 95821, USA
+1 (844) 242-3543
tfctitleloans.com
Mechanics Bank Lot
1364N Broadway, Walnut Creek, CA 94596, USA
+1 (925) 933-8795
www.mechanicsbank.com
El Dorado Savings Bank
18726 CA-49, Plymouth, CA 95669, USA
+1 (209) 245-3000
www.eldoradosavingsbank.com
Umpqua Bank
915 Redwood Dr Suite B, Garberville, CA 95542, USA
+1 (707) 923-2745
locations.umpquabank.com
SchoolsFirst Federal Credit Union - Palm Desert
74590 CA-111 Inside Albertson's, Palm Desert, CA 92260, USA
+1 (800) 462-8328
www.schoolsfirstfcu.org
First Bank
6300 Canoga Ave Suite 1570, Woodland Hills, CA 91367, USA
+1 (818) 226-3235
www.first.bank