Santa Cruz Community Credit Union Payday Loans Review - Santa Cruz, California

Your personal information is safe with us
5 reviews

324 Front St, Santa Cruz, CA 95060, USA
+1 (831) 425-7708
www.scccu.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10:30AM–5PM
Thursday
9AM–5PM
Testimonials

What people think about Santa Cruz Community Credit Union?

Below you get acquainted with some of the opinions of our customers.
Note

Important

The above-given information provides the details about a specific lending service. The information below is about common information about payday loans.

Payday Loans in Santa Cruz, New Mexico

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans may be an easy and speedy solution to a short-term problem in Santa Cruz, New Mexico. Loans from payday lenders can get you cash quickly. Your APR will depend on several things.

APR

Prohibited

Advantages of Santa Cruz Community Credit Union that offers payday loans in Santa Cruz, New Mexico

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than spotless, or who have little to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in Santa Cruz, nm work with individuals with bad credit. You can apply for a bad credit payday loan on the net 24/7 and if accepted could have the funds in your account within a few hours.

To get accepted for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the APR. It’s easy to learn the exact cost of the loan even before applying.

Let's see

Other Payday Lenders in Santa Cruz, California

Exchange Bank

500 Larkfield Center, Santa Rosa, CA 95403, USA

+1 (707) 524-3077

www.exchangebank.com

In & Out Check Cashing

10220 International Blvd, Oakland, CA 94603, USA

+1 (510) 569-7833

www.fastloans.club

American Check Cashing

San Jose, CA 95111, USA

Kamili Samms - Caliber Home Loans NMLS #1030128

818 Manhattan Beach Blvd, Manhattan Beach, CA 90266, USA

+1 (310) 796-7593

caliberhomeloans.com

Palm Springs Title Loans Pros

285 S Palm Canyon Dr, Palm Springs, CA 92262, USA

+1 (760) 276-3103

Skyline Home Loans

620 Camino De Los Mares e100, San Clemente, CA 92673, USA

+1 (714) 277-4198

www.skylinehomeloans.com

U.S. Bank Branch

1110 Dana Dr, Redding, CA 96003, USA

+1 (530) 223-2197

locations.usbank.com

First Bank

1505 2nd St, Napa, CA 94559, USA

+1 (707) 255-2462

www.firstbanks.com

Hanmi Bank ATM

4637 Convoy St, San Diego, CA 92111, USA

+1 (855) 773-8778

www.hanmi.com