Patelco Credit Union Payday Loans Review - Santa Clara, California

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4.4 16 reviews

Organization owner?

2654 El Camino Real, Santa Clara, CA 95051, USA

+1 (800) 358-8228

www.patelco.org

Friday

10AM–4PM

Saturday

Closed

Sunday

Closed

Monday

10AM–4PM

Tuesday

10AM–4PM

Wednesday

10AM–4PM

Thursday

10AM–4PM

Domain Info

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Lenders are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Santa Clara, Utah

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Santa Clara, Utah is issued simply and fast. The interest percentage is set considering the category of the customer: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

658%*

Max Loan

No Limit

Min Term

Not specified

Max Term

70 days (10 weeks)

How will Patelco Credit Union help take out a payday loan in Santa Clara, Utah?

24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The transfer will be sent to a bank account, so a personal visit to the store is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Payday lenders in Santa Clara, ut consider this circumstance not a drawback to take out a loan. The client of a loan should be ready to objectively assess financial abilities, take out a loan, pay back the debt on time and not only cope with current problems, but improve the credit history.

The following general points will be estimated before applying for a payday loan: