Chase Bank Payday Loans Review - Santa Barbara, California

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4 22 reviews

1302 State St, Santa Barbara, CA 93101, USA
+1 (805) 568-5601
locator.chase.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-10-11

Mailing Address

201 North Walnut Street, Mail Suite DE1-0175

Wilmington

DE

19801

United States

Company Name

Domain Administrator

JPMorgan Chase & Co.

Contact Data

domainregistration@jpmchase.com

+1.3022823003

Testimonials

What people think about Chase Bank?

Below you see some of the opinions of our clients.
Note

Important

Above there is information about a precise lender. Below you can see common characteristics of payday loans.

Payday Loans in Santa Barbara, California

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Online payday loans can be the right solution to your short-term financial issues in Santa Barbara , California because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Chase Bank that offers payday loans in Santa Barbara, California

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to people with a poor credit rating. Payday loan approvals depend very much on specific circumstances. Payday companies will pay attention to your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 10 seconds to become informative even before applying.

Let's see

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