Santa Barbara Loan & Jewelry Payday Loans Review - Santa Barbara, California

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3.8 25 reviews

136 E Victoria St, Santa Barbara, CA 93101, USA
+1 (805) 966-6264
santabarbaraloan.com
Thursday
10AM–5:30PM
Friday
10AM–5:30PM
Saturday
10AM–5PM
Sunday
Closed
Monday
10AM–5:30PM
Tuesday
10AM–5:30PM
Wednesday
10AM–5:30PM

Domain Info

Created Date

2002-11-08

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

qx7ws3ms7j4@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

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Here you see the reviews of our clients.
Note

Pay Attention

Above there are details about a definite lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Santa Barbara, California

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is easy and fast to issue payday loans in Santa Barbara, California. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Santa Barbara Loan & Jewelry help issue a loan in Santa Barbara, California?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be credited to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Santa Barbara, ca will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will specify the cost of the payday loan. It takes seconds to see the result.

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