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What people think about Union Bank?
Thank you for the fantastic service. Your staff helped me throughout the process. It’s great that you only need an ID to get approved.
Oran Heaney
I recommend Union Bank to everyone who need extra funds. I’ve been using them for 2nd time. Always great service!
Mona Ruecker
The process was convenient, straightforward. No collateral needed. Thank you so much. Love their 24/7 customer support. No troubles. Would use again.
Louvenia Nitzsche
Recently I had the most desperate situation in my life. I urgently needed $600 to cover medical bills. This company assisted me asap. They were the only institution that accepted me for the requested amount. I dealt with all my troubles. I will definitely recommend this lender to my friends. Best service ever.
Augustus Mohr
I am a regular customer of Union Bank. It is very easy to apply via the net. The interest rate was affordable. Their staff always reply quickly.
Sid Schmidt
Union Bank seems legit. At least they charge no hidden fees. This was the only company that approved me for a cash advance.
Nova Schneider
Important
Now you can review general features of payday loans.
Payday Loans in Santa Barbara, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.
Online cash advance loans can be the best solution to your sudden financial issues in Santa Barbara , California because they are easily approved and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Union Bank that offers payday loans in Santa Barbara, California
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people take out cash advances?
Payday loans for bad credit
Bad credit rating can often be an obstacle to getting a bank loan. A payday loan can rescue consumers who have low credit scores or have no credit history. But we advise you that as with any debt you should only consider applying for a payday loan if you are sure that you can afford payments as agreed in the contract.
To get accepted for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and learn the definite cost of the cash advance loan immediately.
Other Payday Lenders in Santa Barbara, California
1st Northern California Credit Union
2500 Nevin Ave, Richmond, CA 94804, USA
+1 (888) 387-8632
www.1stnorcalcu.org
California Bank & Trust
3150 San Carlos Trail, Frazier Park, CA 93225, USA
+1 (661) 245-3792
calbanktrust.com
Get Auto Title Loans Barstow CA
501 E Virginia Way # 1-A, Barstow, CA 92311, USA
+1 (760) 957-4105
getautotitleloans.com
