Union Bank Payday Loans Review - San Luis Obispo, California

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Organization owner?
1010 Murray Ave, San Luis Obispo, CA 93405, USA
+1 +1 1800222244
blw.unionbank.com

Domain Info

Created Date

1995-05-23

Mailing Address

1980 Saturn Street

Monterey Park

CA

91755

United States

Company Name

MUFG Union Bank

MUFG Union Bank N.A.

Contact Data

inetdomain-adm@unionbank.com

+1.3237202000

Testimonials

Feedback about Union Bank?

Here you see the reviews of our customers.

The payday loan is deposited easily and quickly. There is a minus - a great fee when returning a loan.

Jarred Collins

Union Bank seemed to me the safe. At least no insurance and extra charges. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Jayme Yundt

I took the first cash advance, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Grady VonRueden

Thanks to the specialists for the competent service. They assisted in difficult times. For application you only need an ID.

Norris Padberg

Union Bank applied for a loan secured by a car for the first time, I liked everything very much. Quick and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Marta Sanford DVM

I suffered a displeasing situation in my life. I urgently required extra funds. This company helped out me very much. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Mrs. Jacklyn Schneider

Note

Pay Attention

Payday lenders are described in the first three points. Below info specifies common information about payday loans.

Payday Loans in San Luis Obispo, California

A short-term lending option is known as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in San Luis Obispo, California are issued hassle-free. The interest percentage is conditional on the borrower's person-related data: if you cover obligations for more payday loans, the more efficient terms and rates lenders guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Union Bank help take out a payday loan in San Luis Obispo, California?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be transfered to card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in San Luis Obispo, California. They estmate many other factors before issuing a cash advance. One of them is solvency. This is a way to enhance your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the APR of the loan.

Let's see

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