First California Financial Mortgage Lender Payday Loans Review - San Juan Capistrano, California

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5 reviews

30531 Via Ventana, San Juan Capistrano, CA 92675, USA
+1 (949) 421-1000
www.firstcaliforniafinancial.com
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
9AM–2PM
Sunday
Closed
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours

Domain Info

Created Date

2002-03-20

Mailing Address

30531 VIA VENTANA

SAN JUAN CAPISTRANO

CA

92675-1732

United States

Company Name

First California Financial

First California Financial

Contact Data

kemmer@firstcaliforniafinancial.com

+1.9494211000

+1.9494297518

Testimonials

What people think about First California Financial Mortgage Lender?

Below you see some of the reviews of our customers.
Note

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in San Juan Capistrano, California

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans may become an easy and speedy solution to a short-term problem in San Juan Capistrano, California. Loans from payday lenders can get you cash quickly. Your interest rate will depend on several things.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of First California Financial Mortgage Lender that offers payday loans in San Juan Capistrano, California

  • 24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within several hours.
  • High approval chances. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on other aspects. They will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the payday loan even before applying.

Let's see

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Bank of the West

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