Farmers & Merchants Bank Payday Loans Review - San Juan Capistrano, California

Your personal information is safe with us
4.4 7 reviews

31873 Del Obispo St, San Juan Capistrano, CA 92675, USA
+1 (949) 488-8550
www.fmb.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1998-03-10

Mailing Address

California

United States

Testimonials

What people think about Farmers & Merchants Bank?

Below you find some of the opinions of our customers.
Note

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in San Juan Capistrano, California

Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans in San Juan Capistrano, California is are simple to get. The APR is specific for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Farmers & Merchants Bank that offers payday loans in San Juan Capistrano, California

  • 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval chances. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to people with a poor credit history. Payday loan approvals depend very much on other factors. Lenders will check your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get approved for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the loan immediately.

Let's see

Other Payday Lenders in San Juan Capistrano, California

Bank of America ATM

1111 W Shields Ave, Fresno, CA 93705, USA

+1 (844) 401-8500

Seacoast Commerce Bank

11939 Rancho Bernardo Rd STE 200, San Diego, CA 92128, USA

+1 (858) 432-7000

sccombank.com

Sea Air Federal Credit Union

Naval Weapons Station, 800 Seal Beach Blvd Building 12, Seal Beach, CA 90740, USA

+1 (951) 273-4223

www.seaairfcu.org

Loan Concepts

1040 E Whittier Blvd # 103, La Habra, CA 90631, USA

+1 (562) 691-5800

Travis Credit Union

1650 East Monte Vista Avenue EE102, Vacaville, CA 95688, USA

+1 (707) 449-4000

www.traviscu.org

Carson Jewelry & Loan, Guns, Pawn, Ammo, Jewelry, Coins, Tools

22012 S Avalon Blvd, Carson, CA 90745, USA

+1 (310) 835-1418

www.carsonpawn.com

ACE Cash Express

3889 San Pablo Ave, Emeryville, CA 94608, USA

+1 (510) 595-2299

acecashexpress.com

Navy Federal Credit Union - ATM

K Street Bldg, 22, Lemoore, CA 93245, USA

+1 (888) 842-6328

www.navyfederal.org

Oxnard Auto Title Loans Solutions

529 S A St, Oxnard, CA 93030, USA

+1 (805) 330-6997

titlelendingcompany.com