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What people think about Meriwest Credit Union (Restricted Access)?
I had problems with paying my bank loan and was not sure I would get accepted for a loan with Meriwest Credit Union (Restricted Access) . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $700 online. Fortunately I got approved!!! They literally saved my life.
Tierra Mertz
They only ask for an ID to verify you. Last month I was fined and needed extra funds to hold on. These guys approved me although I had a bad credit score. Quick and transparent process. Very satisfied!
Toney Trantow
I needed $900 to buy a suit for a party. The only solution was to apply for a payday loan. Found a lot of lenders on the Internet. Meriwest Credit Union (Restricted Access) seemed the most credible lender in San Jose.
Modesto Hintz
Thank you Meriwest Credit Union (Restricted Access) for assisting me when I needed cash so bad to pay for home improvement. I have applied through this company 3 times and everything was great. This is the most trustworthy lender with no hidden fees. Highly recommended!!!
Horacio Corwin Jr.
Was invited to a birthday party but was broke at that time. A friend recommended me to apply for a loan via Meriwest Credit Union (Restricted Access). And I did. This was the right decision! Yes, the interest rate was high but I suppose it’s because I had poor credit. In general, The process was effortless.
Kailee Koch
Pay Attention
The previous three items charactirize a specific lending service. But below you can find general information about payday loans.
Payday Loans in San Jose, Illinois
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Payday loans in San Jose, Illinois is are simple to get. The APR is specific for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
404%*
$1,000 (or 25% of the gross monthly income)
13 days
120 days
Advantages of Meriwest Credit Union (Restricted Access) that offers payday loans in San Jose, Illinois
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to submit the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Payday loans for bad credit
Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a bad credit score an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your opportunities and repay your loan commitments without delays.
To get approved for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in San Jose, California
Cashback Loans
14135 Francisquito Ave #102, Baldwin Park, CA 91706, USA
+1 (626) 960-7300
www.cashbackloans.com
Mechanics Bank - Watsonville Branch
1915 Main St, Watsonville, CA 95076, USA
+1 (831) 768-2668
www.mechanicsbank.com
Redwood Capital Bank
1075 S Fortuna Blvd Suite A, Fortuna, CA 95540, USA
+1 (707) 725-4722
www.redwoodcapitalbank.com
Car Title Loans California
2401 California Blvd, Napa, CA 94558, USA
+1 (707) 682-1814
www.cartitleloanscalifornia.com