Patelco Credit Union Payday Loans Review - San Jose, California

Your personal information is safe with us

4.8 5 reviews

Organization owner?

5185 Cherry Ave #50, San Jose, CA 95118, USA

+1 (800) 358-8228

www.patelco.org

Friday

10AM–4PM

Saturday

Closed

Sunday

Closed

Monday

10AM–4PM

Tuesday

10AM–4PM

Wednesday

10AM–4PM

Thursday

10AM–4PM

Domain Info

Feedback about Patelco Credit Union?

Here you read the feedback of our clients.

Note

Pay Attention

Payday lenders are shown in the first three points. Below info defines general information about payday loans.

Payday Loans in San Jose, Illinois

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

This financial product in San Jose, Illinois is taken out easily and fast. The interest rate is defined depending on the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Patelco Credit Union help take out a payday loan in San Jose, Illinois?

24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The transfer will be sent to a card, so a personal visit to the office is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in San Jose, il review this circumstance not a hindrence to issue a loan. The customer of a payday loan should be ready to objectively assess financial solvency, take out a loan, repay the debt on a due date and not only solve current problems, but enhance the credit rating.

The following general points will be rated before applying for a loan: