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What people think about Bank of the West?
I highly recommend this branch.....Happy Banking!
Ms. Julia Koss II
Terrible customer service, half hour to cash one check
Prof. Rowland Hudson III
This place was okay I just hated the fact that not every place was filled.
Rosemary Auer MD
Pay Attention
The previous three items describe a certain company. But below you can read general details about payday loans.
Payday Loans in San Jose, Illinois
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
It is hassle-free and fast to get accepted for payday loans in San Jose, Illinois. The interest rate will be set individually for each client and will depend on the personal details the client filled in.
404%*
$1,000 (or 25% of the gross monthly income)
13 days
120 days
Advantages of Bank of the West that offers payday loans in San Jose, Illinois
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the lender’s decision.
Why people apply for payday loans?
Payday loans for bad credit
Bad credit score can usually be an obstacle to obtaining a bank loan. A payday loan can save borrowers who have poor credit scores or have no credit history. But we recommend you that as with any loan you should only dare applying for a cash advance if you are convinced that you can afford payments on scheduled.
To get accepted for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.
Other Payday Lenders in San Jose, California
Bank of the West
8426 Elk Grove Florin Rd, Elk Grove, CA 95624, USA
+1 (916) 682-3166
www.bankofthewest.com
One Hour Car Title Loans Roseville
584 N Sunrise Ave, Roseville, CA 95661, USA
+1 (916) 866-5788
1hourcartitleloans.com
1st United Credit Union
2710 Mowry Ave, Fremont, CA 94538, USA
+1 (800) 649-0193
www.1stunitedcu.org
Five Star Bank Redding
358 Hartnell Ave Suite B, Redding, CA 96002, USA
+1 (530) 223-6652
www.fivestarbank.com
First Northern Bank
2270 Douglas Blvd #100, Roseville, CA 95661, USA
+1 (916) 787-8510
www.thatsmybank.com
Check `n Go
709 E Channel Islands Blvd, Port Hueneme, CA 93041, USA
+1 (805) 394-4383
locations.checkngo.com